Terms and Conditions

Agreement to Terms

Welcome to selanqythorive's financial planning subscription service. These Terms and Conditions govern your use of our services.

By subscribing to our services, you agree to be bound by these terms and conditions.

Definitions

For the purposes of these Terms and Conditions:

  • Service: Refers to the financial planning subscription service provided by selanqythorive, including consultations and related materials.
  • Subscriber: Any individual who has signed up for and maintains an active subscription to our financial planning services.
  • Consultation: One-on-one sessions between subscribers and our financial planning professionals, conducted via phone, video, or in-person.
  • Platform: Our website, mobile applications, and any other digital channels through which we provide services.

Service Usage Rules

Your use of our services is subject to the following conditions:

Permitted Uses

  • Access consultations and materials for personal financial planning purposes
  • Communicate with our team regarding your subscription and services
  • Provide feedback to help us improve our services

Prohibited Uses

  • Sharing your account credentials with unauthorized users
  • Using our services for commercial purposes without written permission
  • Attempting to reverse engineer or copy our proprietary methods
  • Providing false or misleading information during consultations

Your Responsibilities

As a subscriber, you are responsible for:

  • Providing accurate and complete information during consultations
  • Maintaining the confidentiality of your account information
  • Notifying us of any changes to your contact information
  • Using our services in compliance with applicable laws

Intellectual Property Rights

All content, materials, and methodologies used in our services remain the exclusive property of selanqythorive and are protected by Canadian and international copyright laws.

Unauthorized reproduction or distribution of our materials is strictly prohibited.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. Privacy Policy

Limitation of Liability

Our liability is limited as follows:

Important Limitation

selanqythorive's total liability shall not exceed the amount paid by you for the services in the 12 months preceding the claim.

Service Disclaimers

Please note the following important disclaimers:

  • Our services do not constitute professional financial advice
  • We do not guarantee specific financial outcomes or results
  • You remain solely responsible for your financial decisions

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Arbitration Process

Most disputes can be resolved through direct communication with our customer service team.

Unresolved disputes may be subject to binding arbitration under Canadian arbitration rules.

Online Dispute Resolution

EU residents may access the European Commission's Online Dispute Resolution platform.

EU ODR Platform: https://ec.europa.eu/consumers/odr

This platform provides an alternative method for resolving consumer disputes online.

Termination of Services

Either party may terminate the subscription with 30 days written notice.

Upon termination, access to consultations and materials will cease at the end of the current billing period.

Governing Law

Canadian federal legislation and relevant provincial regulations apply to our services.

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and selanqythorive regarding our services.

Changes to Terms

We may modify these terms periodically to reflect changes in our services or legal requirements.

Material changes will be communicated through email or website notification at least 30 days in advance.

Contact Us About Cookies

If you have questions about these Terms and Conditions, please contact us using the information provided below.

Email: contact@selanqythorive.com

Phone: +1-839-112-366

Address: 123 Financial District, Toronto, Ontario

Last updated: August 3, 2025

These terms are effective as of August 18, 2025